صحافة بلادي صحيفة إلكترونية مغاربية متجددة على مدار الساعة تعنى بشؤون المغرب الجزائر ليبيا موريتانيا تونس
My press – Tunisia
bear witnessTunisiaThere has been a remarkable increase in household debt, amid warnings of its repercussions on social and economic balances, in a context characterized by weak purchasing power and continued inflationary pressures.
A recent report issued by a specialized Tunisian institute revealed that the pace of borrowing among families has exceeded safe levels, turning from a financial option into a necessary means to confront the increasing costs of living, which reflects the depth of the transformations that the economic situation is witnessing within the country.
The numbers highlight a clear gap between income and debt, as per capita income has recorded only a limited increase in recent years, compared to a strong increase in the amount of debt, which has exacerbated the fragility of family budgets and raised levels of financial risks to rates exceeding international standards.
This situation is linked to a number of overlapping factors, including the continuation ofInflationHigh unemployment rates, in addition to the absence of a comprehensive social protection system, make large categories of citizens more vulnerable to economic pressures.
The data also indicate that total household debt has reached high levels, the majority of which is concentrated in banks, with a smaller presence of microfinance institutions, which reflects an increasing reliance on bank loans to cover basic expenses.
Observers believe that the continuation of this trend may complicate the financial and social situation, in the absence of structural reforms capable of improving income and enhancingSocial protectionThis reduces excessive resort to debt.
Source:“My press”
